Hi, I’m John — the person behind SaveSmart Daily. I write clear, practical personal finance guides focused on saving money, building better habits, and making smart investment decisions without the hype, fear-mongering, or “get rich quick” nonsense. My goal is simple: help everyday people make better money decisions using logic, research, and real-world experience.
I believe personal finance shouldn’t feel overwhelming, boring, or written by someone who clearly doesn’t live in the real world. Here, you’ll find straightforward advice, a little humor, and just enough sarcasm to keep things honest — because managing money is serious, but it doesn’t have to be miserable.
Learn more about me and why I built SaveSmartDaily by clicking the button below.
How to Create a Budget (Step-by-Step Guide for Beginners)
Best Budgeting Apps in 2025
Zero-Based Budgeting Explained
50/30/20 Budget Rule Pros & Cons
How to Budget on a Low Income
Credit Cards Explained: Everything Beginners Need to Know
Best Credit Cards for Bad Credit
How Credit Scores Really Work
How to Pay Off Credit Card Debt Fast
Balance Transfer Cards Explained
How Much Should You Have in Savings?
Emergency Fund: How Much You Need
High-Yield Savings Accounts Explained
30 Proven Ways to Save Money Monthly
Save $10,000 in One Year (Realistic Plan)
Investing for Beginners: How to Start Safely
Stocks vs ETFs vs Mutual Funds
How to Invest With $100
What Is Dollar-Cost Averaging?
Best Investment Accounts for Beginners
Retirement Planning Basics: What You Need to Know
401(k) Explained Simply
Roth IRA vs Traditional IRA
How Much Should You Save for Retirement?
Retirement Planning by Age
